College loans ftw.
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sTo0z
[Moderator] Babysitter



Posts: 7449
Location: USA
PostPosted: Tue, 7th Feb 2006 03:53    Post subject: College loans ftw.
or for the fuckin' lose.

Outstanding principal balance: $75,110.00
Accrued interest: $11,886.67

Total amount outstanding: $86,996.67



Sad


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Esel_Gesi
VIP Member



Posts: 3802
Location: Chicago
PostPosted: Tue, 7th Feb 2006 04:00    Post subject:
Shocked

Damn man. There's nothing like starting real life off in the hole. So far I've been lucky enough to go through 3 years of college without taking out a loan. Good luck paying that off in the next couple of years.


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Spun[k]




Posts: 1714
Location: SWEDEN
PostPosted: Tue, 7th Feb 2006 04:05    Post subject:
We still love you. Thats all that matters. Very Happy


Sig too big.
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sTo0z
[Moderator] Babysitter



Posts: 7449
Location: USA
PostPosted: Tue, 7th Feb 2006 04:06    Post subject:
Esel_Gesi wrote:
Shocked

Damn man. There's nothing like starting real life off in the hole. So far I've been lucky enough to go through 3 years of college without taking out a loan. Good luck paying that off in the next couple of years.


Or the next 12. Wink

haha, thanks Spun[k]


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MAD_MAX333
Moderator



Posts: 7020
Location: Toronto, Canada...eh
PostPosted: Tue, 7th Feb 2006 04:34    Post subject:
jesus christ what school are you going to? i'm in university of phoenix and my god that number scares the hell out of me.
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SycoShaman
VIP Master Jedi



Posts: 24468
Location: Toronto, Canada
PostPosted: Tue, 7th Feb 2006 04:54    Post subject: Re: College loans ftw.
sTo0z wrote:
or for the fuckin' lose.

Outstanding principal balance: $75,110.00
Accrued interest: $11,886.67

Total amount outstanding: $86,996.67



Sad


damn dude....Neutral

time to start hustlin, hit the block nigga Wink

Seriously tho, see if its cheaper to get a line of credit, pay off the student loan with the line of credit, then pay off the line of credit - only if the interest rate on the line of credit is lower than that of the student loan. you wont save thousands and thousands, but u will save a decent enough amount of money...if u can find a credit line with a good interest rate.


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sTo0z
[Moderator] Babysitter



Posts: 7449
Location: USA
PostPosted: Tue, 7th Feb 2006 05:24    Post subject:
I went to this private, smaller college in Boston, MA. Probably not the best idea ever... haha. Yah those are some scary numbers...

Workin' on "consolidating" them now, hopefully that will make it less painful.

How much for University of Phoenix max?


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Esel_Gesi
VIP Member



Posts: 3802
Location: Chicago
PostPosted: Tue, 7th Feb 2006 06:24    Post subject:
I spend about $3,000 per semester on tuition but it's a relatively large state school in Illinois.


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MAD_MAX333
Moderator



Posts: 7020
Location: Toronto, Canada...eh
PostPosted: Tue, 7th Feb 2006 07:48    Post subject:
sTo0z wrote:
I went to this private, smaller college in Boston, MA. Probably not the best idea ever... haha. Yah those are some scary numbers...

Workin' on "consolidating" them now, hopefully that will make it less painful.

How much for University of Phoenix max?


since I’m attending from Canada (online campus) i get %20 off all tuition... 380 bux a credit... do the math .. its a 2 year course that typically needs 4 years, and its 54 courses/credits i think... something of that sort...
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talula




Posts: 160

PostPosted: Tue, 7th Feb 2006 11:29    Post subject:
I'm currently standing at £7,000ish and it will be up to £16,000 by the time I graduate. Plus overdrafts and credit cards makes it about 20 grand.
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Kristian




Posts: 3168
Location: Norway
PostPosted: Tue, 7th Feb 2006 12:48    Post subject:
Sucks to pay to go to school Razz
*Thinking on the norwegian schools where You get Paid, and do not Have to Pay..*


I hate you.
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The Rat
Banned



Posts: 655
Location: USA
PostPosted: Tue, 7th Feb 2006 13:07    Post subject:
The worst decision I ever made in my life was to go back to college. I didn't learn anything useful and I am debt ridden.

The North American school system blows.


kirkblitz wrote:
You attack other people constantly for not loving blacks or asians or whatever. YOU are the most hateful of us all, you sit there and preach hate toward people who dont like diversity
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spankie
VIP Member



Posts: 2958
Location: Belgium
PostPosted: Tue, 7th Feb 2006 13:20    Post subject:
djeez, i have to pay 500€ / year. and 220€/month for my housing. But thats all.
I subscribed to go study in USA next year as an exchange program, and i get a scholarship of 3000-5000$. So why can i, as a foreigner, get a scholarship, and local people not?


btw, are you doing nuclear tests every day? 70000$? i cannot imagine anything that costs that much.


oh yeah, then i read everywhere that usa education is bad, people are not smart enough, industry is asking for educated people to come to work for them.Fewer and fewer are attending college/university. People are not interested in science anymore.
Why would anyone go study if you have a debt of 80.000$ if you come out? There is no benefit then. You earn a bit more with your degree, but you have to pay off debts for 20 years. You could buy a house with that 80.000
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Sublime




Posts: 8615

PostPosted: Tue, 7th Feb 2006 14:15    Post subject:
talula wrote:
I'm currently standing at £7,000ish and it will be up to £16,000 by the time I graduate. Plus overdrafts and credit cards makes it about 20 grand.


for college? Shocked I get paid TO GO to college Very Happy Very Happy Very Happy Very Happy Very Happy Very Happy Very Happy


Stealth88 and Lod|_Dod| wrote:
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Godlikez*
Banned



Posts: 2722
Location: In Your Illusions
PostPosted: Tue, 7th Feb 2006 14:37    Post subject:
Time for you to contact Jamal for a new identity only problem is you'll probably need 10k for all the relevant documents hope you come up with the money Very Happy


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nouseforaname
Über-VIP Member



Posts: 21306
Location: Toronto, Canada
PostPosted: Tue, 7th Feb 2006 16:30    Post subject:
Holy shit you even beat me Shocked

7 years, 54K ... Sad Except for I haven't paid any interest yet because they're govt student loans ...


asus z170-A || core i5-6600K || geforce gtx 970 4gb || 16gb ddr4 ram || win10 || 1080p led samsung 27"
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deelix
PDIP Member



Posts: 32062
Location: Norway
PostPosted: Tue, 7th Feb 2006 16:48    Post subject:
Stealth88 wrote:
Sucks to pay to go to school Razz
*Thinking on the norwegian schools where You get Paid, and do not Have to Pay..*

Haha, that depends. After vidregående many people take up loan if they start on "høyskole" etc. if they live far away...


But from what your saying you should not be agreeing with your sig. If its not ironic tho


You can go to privateschool from your 5-6 years old too, but hey that is for rich mofo's who don't want their kids to get bad friends or something. =\
Expensive and not necessary.
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Bigperm




Posts: 1908
Location: Alberta,Canada
PostPosted: Tue, 7th Feb 2006 18:04    Post subject:
4 years - 43K

Balance owing = 0

You will feel rich after your done paying. I put down like 2Gs a month. What would really such is if you didnt get a good job after you finished. But if you start anywhere from 40-60K a year, you should have no problem paying them off. Heck you might even get a signing bonus.
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talula




Posts: 160

PostPosted: Tue, 7th Feb 2006 18:18    Post subject:
Sublime wrote:
talula wrote:
I'm currently standing at £7,000ish and it will be up to £16,000 by the time I graduate. Plus overdrafts and credit cards makes it about 20 grand.


for college? Shocked I get paid TO GO to college Very Happy Very Happy Very Happy Very Happy Very Happy Very Happy Very Happy


haha no.. I'm at college at the moment, that only cost me £100 in tuition fees cos I'm too old to get it for free.. and I dont get paid to go (is that EMA?) also cos I'm not under 19, and cos I'm not from a regional school.

The debt I have is from student loans from the three years I was at university... it's not to pay to go, student loans for living expenses. Some people are lucky and have their parents pay their living expenses, but most people take up to £4,000 a year student loan out to pay rent etc.
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Sublime




Posts: 8615

PostPosted: Tue, 7th Feb 2006 19:19    Post subject:
well you should have graduated from uni then Razz I have no sympathy for you at all.

And so what if I have mummy and daddy pay the way for me? i'm not complaining and i'll still have to work my balls off when i 'step into the real world and get a smack in the face.'


Stealth88 and Lod|_Dod| wrote:
"And the winner is.... Sublime!" That fucking kid is always right. Sublime FTW!

http://artpad.art.com/?irqy7s4162w <3 you too
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[sYn]
[Moderator] Elitist



Posts: 8374

PostPosted: Tue, 7th Feb 2006 19:35    Post subject:
Sublime wrote:
well you should have graduated from uni then Razz I have no sympathy for you at all.

And so what if I have mummy and daddy pay the way for me? i'm not complaining and i'll still have to work my balls off when i 'step into the real world and get a smack in the face.'


haha.. I cant wait for you to get a job, Im gonna laugh so hard when you come here and cry about it Razz
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sTo0z
[Moderator] Babysitter



Posts: 7449
Location: USA
PostPosted: Tue, 7th Feb 2006 20:59    Post subject:
Makin' $15/hr for now, not the best I know.. I'll figure somethin' out. Wink

Take more than 90k of debt to take sTo0z down. Very Happy


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Spun[k]




Posts: 1714
Location: SWEDEN
PostPosted: Tue, 7th Feb 2006 21:07    Post subject:
Spun[k] wrote:
We still love you. Thats all that matters. Very Happy


Sig too big.
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AnimalMother




Posts: 12390
Location: England
PostPosted: Tue, 7th Feb 2006 22:01    Post subject:
How can you go to uni for 3 years and then decide to drop out? If you're going to drop out do it in the first year.


"Techniclly speaking, Beta-Manboi didnt inject Burberry_Massi with Benz, he injected him with liquid that had air bubbles in it, which caused benz." - House M.D

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talula




Posts: 160

PostPosted: Tue, 7th Feb 2006 22:16    Post subject:
Sublime wrote:
well you should have graduated from uni then Razz I have no sympathy for you at all.

hehe.. not looking for sympathy, you asked a question, I answered It's not like I was complaining about it! Smile

if I'd graduated I'd of had to pay graduate endowment fund, and would of been stuck with a shitty job cos psychology gets you nowhere without post-graduate. I didn't want to work my ass off doing a dissertation in my fourth year in a subject I'd grown to hate.

Quote:
And so what if I have mummy and daddy pay the way for me? i'm not complaining and i'll still have to work my balls off when i 'step into the real world and get a smack in the face.'


I had no idea they did! that wasn't directed at you whatsoever, lol

AnimalMother wrote:
How can you go to uni for 3 years and then decide to drop out? If you're going to drop out do it in the first year.


yeah, it probably would of been cleverer! but shit happens, and this is just the way things worked out.
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Godlikez*
Banned



Posts: 2722
Location: In Your Illusions
PostPosted: Thu, 9th Feb 2006 10:24    Post subject:
I say you should sell your body stooz,

Infact

http://tinyurl.com/8vg88

Razz


Daz99 wrote:
Will I get banned for posting a horse and a nakkid black man?

Godlikez* A Proud Muslim Through And Through.
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Lod|_Dod|




Posts: 266
Location: Canada
PostPosted: Thu, 9th Feb 2006 15:07    Post subject:
approx. $10,000 owed for student loan---quit course after a month
approx. $40,000 owed to various creditors/banks which was fraudulently obtained


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whoKnows
VIP Member



Posts: 2972

PostPosted: Thu, 9th Feb 2006 15:37    Post subject:
Am i glad that i attended a German university. I paid approx. 1000 euro tuition fees and an extra 1000 euro because i was lazy and needed too long to get my degree Wink (2 semesters too long, but to my excuse i was working the whole time as well).

But in the end, my degree hasn't paid off financially, and there is no way i would be able to pay back what some of you guys have to. I would have never gone to university if it would have been that expensive.
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drakgon




Posts: 1167
Location: England
PostPosted: Thu, 9th Feb 2006 17:33    Post subject:
i can borrow up to £1500 every 1/3 of a year ... no interest. As i've only started uni its not exactly killing me yet, plus hopefully with the jobs which will open up to me after graduating i can pay them off within a year or two.

Stooz in general though the investment is well worth it as the difference in salary between grads and highschool students is quite huge. I have a friend in the states who is doing a physics degree and he's worked up bills of over $150,000 now thats a real bitch, i cant really see how that can be paid off before your 45.
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whoKnows
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Posts: 2972

PostPosted: Thu, 9th Feb 2006 17:47    Post subject:
drakgon wrote:
Stooz in general though the investment is well worth it as the difference in salary between grads and highschool students is quite huge. I have a friend in the states who is doing a physics degree and he's worked up bills of over $150,000 now thats a real bitch, i cant really see how that can be paid off before your 45.


Not over here, it would be really hard to pay off a bill of 85.000 euro. The salary of uni graduates has decreased over the years just like anyone elses. You have to be really lucky to get a well paid position here, the unemployment is rising amongst graduates. Of course that might be different in the US or UK.
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