So... It's time to move out from my mother.
With new job, I've been looking for my own place to live with my gf and want to buy a flat.
For last few months I've been looking around and there were no interesting offers. Maybe on the outskirts or out of town.
I wanted flat near my work place, in the middle of the city, close to everything... but at the same time in not too dense area.
Also, I want the flat to be new, right from the developer, in new building. Possibly in new housing neighborhood, so everything is possibly modern and for fuck sake, no skyscrapers.

There are couple of areas like that in my city, but all are either VERY expensive or too far away. There is one near where I live now, they are building new 3 storey block each year and all apartments are immidietly reserved and bought. The god damn thing is not even standing yet and all flats are already gone. That's because its in great location for lazy people(so middle of town, near stores but also a bit on the side, so its all not in your face).

Now... I am dwelling in a 40m2 flat on 10th floor with my parents for 25 years.... and for most of that, my sister was living with my in 8m2 room.
Just to get You on the point, what I am coming from. 10 stories, old blocky ugly building. With average 40m2 (which is not bad amount of space by itself). And You know how those 10stories bags of people are. with so many people in one place, the place is always used up, damaged and vandalized and there is always piss or barf in the elevator.
Unfortunately new flats in Poland are extremely expensive, so I don't have much space to maneuver. I am earning 2500pln netto. Which is now about average Polish monthly wage. Srsly.. It's a good salary for what it is. Both of my parents have half of that and I will only hopefully have more in the coming months.
The price of 40m new flat is about 160k pln. Thats like 30years of mortgage with 600-700pln monthly depending on %... which is jsut crazy. There is now that cool program where my country helps Young people like me to buy a new flat. But that must be new flat and I can't own any other flat. then they will just give me 10-15% of money of the cost. Thats fantastic! But there is a catch. Limit is for 50m square flats. But I totally need that since banks can finance on 90% of the flat price and I need the rest. In that case, i will just get that 10%.

So I got a tip, that that developer mentioned before will start reservation for new investment and I went to check it out. Turns out, 2 flats were still available and reservations started few days ago. few more days and it would be gone. One flat on 1 floor and one on 3rd. So I reserved the flat on 3rd floor. For my whole life, I was living on 10th floor, so I am accomodated to the idea of not having stomping neighboors above me. So obviously, I reserved the "penthouse"

the thing is 46m square(2 rooms, separate kitchen, bathroom and big balcony which does not cound up to that 46m) so not bad but not great. Certainly should be enough for me and my gf and it fits in the limitations of the "country help program about <50m".
I reserved it and they will start building it in may. Until then I have to decide if I want it. the building will be ready for summer 2016.

so to summarize. here is a very vague plan of the flat I've reserved. I remind - it's a great location. Near everything I need and also a bit on the side at the same time + price is good. 165k. It's mosty a bit more for flats like this in the middle of a city. Keep in mind, there is no furniture or pretty much anything on the plan. They are just quick draws for reservation. I will be able to demand moving some walls etc, when the build will start.